Figure out your costs:

1.Tuition & Books: Contact the colleges and/or universities that you are interested in attending. Ask specifically about the estimated costs for tuition and books. Usually the estimate of these costs is provided in the college brochure.

2.Housing: If you are planning on living on-campus, you will also need to obtain housing information. Housing information should include the cost and what the cost includes. Some colleges and universities offer meal plans to students who live on-campus, which provides you with a certain amount of money to eat at the campus restaurants, cafeteria and cafes. If you are planning on living off-campus, you will need to do a little research on the average cost of rent for the area. Also be sure to include extra costs such as electric, phone, water, etc.

3.Food: You have to eat, so be sure to include spending money for food in your calculations.

4.Spending money: College is more than just academics. There are student activities that you are going to want to participate in throughout the semester. Be sure to allocate a certain amount of money to spend on going out with friends, going to the movies, participating in a sorority or fraternity, etc.

5.Tally up your costs on an annual basis and then be sure to multiply the annual cost by how many years it is going to take you to complete your particular major. Usually, 4 years is the number you will need to multiply by, unless you already know that you will be going to on to graduate school, law school, medical school, etc. If that is the case, you will need to go through the same 5 steps for the costs involved with these types of schools (adding it to your undergraduate college costs).

Tapping Into Your Resources:

Once you have an idea of what the cost of your college education is going to be now it is time to list out all of the possible resources that you can tap into to pay for everything. You will need to sit down with your parents and go over all of these costs that you have tallied. Find out from them what source of funds they have and are willing to contribute. You may also have some resources of your own that you can contribute.

Here is a list of possible resources to consider:

1. Savings or Investment Accounts
2. Pre-paid College Tuition Program
3. Education IRA, ROTH IRA, or Retirement IRA
4. Savings Bonds
5. Contributions from Grandparents or other family members
6. Scholarships*
7. Grants*
8. Student Loans*

*You may not know the contribution amount of these resources yet.

After you have a list of your possible fund sources and the total amount that each resource can provide, total everything up. Where does this leave you? Do you have enough to cover your college education or are in the hole? If you are in the hole, then you should come up with a plan on how you and your parents can make up for the difference. Research scholarship and grant opportunities that you may be able to qualify for or pick-up a part-time job after school to help contribute to your college savings. Your guidance counselor at school and the Internet should be able to help you find scholarships and grants that you may be eligible for. Especially, if it is your senior year of high school, contact the financial aid department of the college you will be attending. Find out when they deadline is and what forms you have to complete to apply for financial aid.

There are resources available to you for paying for your college education. Just be organized and diligent about finding out what the costs are, what resources you have available to you, and whether or not you to find additional resources to cover your college expense.

College is all about becoming an adult and living your life to the best of your ability. Gone are the “popular kids,” and the “cool table” in the cafeteria. You don’t have that freshman hazing scene in college. In high school the frosh are the low kids on the totem pole. In college there are so many orientations, mixers and meet-and-greets that it’s easy to build new friendships before the school year even starts.

Upper-classmen enjoy the fresh faces and new personalities of the freshman crowd. The biggest shocker of all is usually the amount of personal freedom involved in the learning process. In high school Mr. Smith, the English teacher, will hand out a sheet of notes and give a lecture that you are expected to spit back out word for word on the test. In college, Professor Smith will give her lecture an may very well ask for your opinion. There wont be any phone calls if you miss class three days this week and you’ll still be expected to take the test and pass it. There is no one to hold your hand or walk you through your classes. You are there because you want to be and what you get out of it is up to you. Because you pay for the privilege of going to college its up to you to get your money’s worth.

The personal freedom shocker stretches into your social calendar as well. Not only are there a plethora of dances, clubs, organizations, meetings groups and events to choose from nightly but your also faced with your classes and academic responsibilities. Its sometimes hard to know when to put a damper on the nightlife and get back to the books.

In high school, most of the people you attend class with are lifelong residents of the town. People you grew up with. People who have the same beliefs and background that you do. Chances are you go to church with these same people and your parents went to church with their parents. In college it is very likely that you will meet someone from across the state, across the country or across the world. You will hear and see vastly different ideas and cultural stand points than your own. Its a wonderful learning experience and part of what makes your college experience uniquely your own.

The differences in high school and college can be scary, but rest assured it will take no time at all to feel adjusted and comfortable in your new environment. These are the days that will create memories that last a lifetime.

Whether you are pursuing your degree at a traditional college campus or in an online education B.A. degree program you will complete a curriculum that will prepare you for your field of choice, or to continue your education in a master’s degree program. The beauty of the online educational process is your potential role as a student. Having access to professors via email, chat and phone, will take that awkwardness out of having to go to their offices to discuss possible problems or to ask a simple question.

No longer do you have to register and compete with fellow students for a particular class time. While pursuing your B.A. degree education online, you’ll be able to choose when to take class as well as how often. Becoming disciplined in your studies will allow you to complete your degree program in an abbreviated period of time and help you establish excellent work habits for future employment.

Choosing a B.A. degree online education program takes so much of the stress out of the educational process. As relaxing as the online learning process can be, one thing is necessary when searching for online B.A. degree education: whether you want a degree in art education or accounting, the online school you choose to attend must be accredited. The accreditation will mean that your degree program is based on a curriculum that meets the most contemporary educational standards.

2. Attend Every Class
This piece of advice is especially aimed at professionals pursuing a degree on their (very limited) downtime. While it may be true that you can get away with skipping a class here and there, for the full experience, you need to show up for the full experience. Besides, and probably more importantly, you might keep up with all of the work on a day that you skip class, but you might miss out on valuable information a classmate or the teacher might pass along during the class meeting.

3. Be The Star of Every Class
Sure, maybe being the star of every single class might seem a lofty goal, but if you make it your own, you’ll ensure that you are prepared for every class meeting, for one thing. Secondly, if you make sure you participate in every class, you will get much more out of the material because you will be actively engaging with it.

4. Go Above And Beyond In Your Assignments
Even if you can skate by, you should try your best not to. This graduate program is costing you money, right? Besides, knowledge is power. The more work you do on the assignments you get in and out of class, the more of a knowledge base you will build up in this field that you’ve chosen for advanced study.

5. Attend As Many Extra-Curricular Functions As You Can
So, you’ve found the extra time you need to excel in your assignments and in the classroom. Now, you should find the time to do as much as you can outside of the classroom as well. Whether you’re attending graduate school for professional or personal growth, or both, much of the experience to be gained in graduate school comes from what you do and learn outside the classroom. Chances are that your program will offer lectures, presentations, films, and get-togethers that will help you expand your knowledge of your field and get to know your colleagues.

6. Get To Know Your Teachers
Get to know them before and after class, and at any extra-curricular functions they attend. In addition to helping you learn, they may be able to help you down the road with jobs or other opportunities in your field. Besides, they’re probably very interesting!

7. Get To Know Your Classmates
Your classmates are not just the people you’re sitting next to in your seminar today. They may be your coworkers in the field you’re all studying tomorrow. Start building your professional network now.

8. Consider a TA or Tutoring Position
Especially if you’re studying a field that will most likely land you in academia once you reach your terminal degree, start teaching or tutoring as soon as possible.

9. Volunteer Your Expertise
Whether you are doing graduate work to further your career or enrich your personal life, consider volunteer opportunities in your community that will help you share what you’ve learned with those around you.

10. Before You Graduate, See Where You’ll Land
Talk to your professors, classmates, and visit the career services office before you graduate. See what opportunities exist for you now that you have an advanced degree, and see if you can secure one before you walk across that graduation platform.

While scholarships and other forms of non-loan financial aid do have the ability in some cases to renew, student loans generally do not. At least, not in the conventional understanding of the term “automatically renew.”

Meaning, you will probably not receive the exact amount every year, and it will require at least a cursory update of information to the lender, whether it’s the federal government or a private lender.

Starting with federal student loans: the aid definitely does not automatically renew every year. It does not simply replenish every year because the amount you receive depends on your family’s current financial situation and updated government legislation.

So, a renewal of your FAFSA (Free Application For Student Aid) every year is necessary. An online personal identification number will be sent to returning students each year for online applications, or a student will be required to fill out a paper renewal to make the changes.

Private loans may require a less rigorous change process each year or semester, but there will still be some, for many of the same reasons a federal loan does, minus the federal guidelines.

Financial aid need needs to be evaluated each year or semester to account for a student’s evolving circumstances, as well as that of the economic and legislative environment, to make sure there is fairness in distribution of the aid.

A student’s tuition, housing or expenses might go up one year or semester, making it necessary to increase their aid amount. He or she might have become eligible or non-eligible for scholarships, grant programs or work-study situations that might impact the amount of money needed.

Additionally, his or her family finances could alter slightly or dramatically, making adjustments in the FAFSA or private loan calculation necessary.

Academic progress is an important factor in determining a student’s aid package each year, especially with regard to federal loans. If a student does not maintain a satisfactory grade point average, course load or has some disciplinary actions taken against him or her, aid could be restructured.

Funding and allowances from state, federal and university endowments might change, making the amount of funding from these sources fluctuate and the need to pull money from other private or federal sources necessary.

So, when considering your financial aid needs, remember that they are not automatically renewed each year, although major pieces of information (name, social security number, credit history, tax history) remain on your permanent file and the bulk of your initial information will probably not have to be redone.

Be sure to stay organized and aware of any “new” or “renewal” application dates, and submit all your paperwork on time. This will ensure a smooth financial aid transition throughout all the years you are in school, and be as close to an “automatic renewal” as possible.

Employers who require employees to have a college degree care that you have one from somewhere. Traditionally, there are about 20 colleges in the United States (the Ivies and a handful of other prominent schools) that make employers sit up and take notice about where your degree came from. If you did not attend one of these places, you are like most people, who find that the name of their school is less important to their employers than how they performed academically, and what they studied.

In fact, your online degree may set you apart in a positive way from the rest of the pack of applicants. Successfully obtaining your degree online tells prospective employers that you are a person who will get the job done even when no one is looking. Online degrees testify that their recipients are self-motivated individuals who are capable of managing multiple priorities. And whatever job you’re applying for, rest assured that those are two qualities all organizations prize.

Furthermore, online universities are becoming more and more popular. While your online degree can set you apart in the aforementioned ways, you should have no fear that it will stigmatize you. Each day, it becomes more and more likely that the person you sit down to interview with may have attended the same online school that you did!

Another benefit of the online university experience in the eyes of employers is that it is designed in large part for working professionals. The fact that you’ve made it through an online degree program tells your prospective employer that you have had intense exposure to the types of collegial interactions you will face in the working world. Online universities emphasize and develop the ability to work with others, to manage and meet deadlines, and to be responsible for learning on your own. When you consider all of the things a degree from an online university says about you, you should realize that you’re more of a proven commodity, a “safer” hire than recent graduates from brick and mortar universities.

What Can You Do With It?

Anything. I mean it, you can do almost anything with your MBA. You may not be able to be a brain surgeon, but you can certainly tackle most upper level jobs and ask for promotions more easily than you can now. With advanced management skills and documentation to prove that you’ve been trained with advanced management skills, you can qualify for most upper level management and specialty jobs in the business world.

An MBA, or any kind of Master’s degree actually, can also open a different door – education. When you have a Master’s, you are qualified to teach most remedial and many general education classes. At some schools, you may even be able to be an adjunct professor in the business department. Even if you’ve never thought about teaching before, the pay is usually decent, and it’s a lot of fun to have a positive impact on a student’s life.

How Can You Get It For Free?

Another common question is “How can I get my MBA for free?” You’ve probably heard the great stories about other professionals getting their Master’s degree for free, and you want to know how to do the same. It all starts with your employer.

Many employers are willing to pay for your education if you promise to work with them for a certain amount of time. They want to reap the benefits of the education they are paying for, but they are usually willing to give you the raise you’ve earned once you get your degree.

Most employers will have an education policy in their handbook, and you can read over it to see if (1) it’s worthwhile and (2) you’re eligible. If your employer doesn’t have an education policy in writing, talk to your immediate supervisor about your interest, why it would be good for the company, and what you are planning. With the right sales pitch, you just might get your education for free.

Living Large

An MBA allows you to expand your options, and with all the competition in business, expanded options is certainly a good thing. If possible, get your education for free so that you will no longer have to worry about student loans. Once you get your degree, you will have thousands of options and you’ll be living large.

Here are five tips that’ll help you get into the college of your choice.

1. Have good grades and test scores
To make the first cut, you got to have the numbers. Most universities start sifting through applicants based on minimum GPA and test score requirements. These requirements can be found in publications that rank different programs, and you can also find these minimum figures on the admissions page of your prospective college’s website. If your GPA is less than stellar, then you need to compensate with high tests scores. If your standardized test scores are below the minimum requirements, then you’ll have to pick up the slack with excellent grades.

2. Write an award winning personal essay
The personal essay is the most customizable part of your application. It tells the admissions office who you are as a person, how well you can communicate and what you will bring to the table as a potential student. Tout your successes in your essay, and use the essay as a forum to explain any anomalies in your application. Whatever you choose to write on, make sure you have a tightly organized, well-argued composition that avoids clichés and sounds original.

3. Send in quality letters of recommendation
Don’t underestimate the impact of quality letters of recommendation. If you know a teacher who would gladly take a bullet for you, then have them voice their enthusiasm in a written letter. Follow carefully when including your letters of recommendation. Some colleges require letter writers to fall under specific categories (i.e. your letter must be written by someone who has taught you in the past year). Try to collect praise from multiple enthusiastic sources, so that you appear like a well rounded student. Letters of recommendation can also be written by employers, coaches or religious leaders.

4. Don’t slack off in high school
Your high school performance, both in and out of the classroom, are vital to your application’s success. You need to have plenty of extracurricular activities, but you also need to illustrate dedication, leadership, responsibility and achievement. It’s better to excel at a few things than try and overload your schedule with fleeting tasks. Be sure to explain why you chose a specific activity, and what benefits you derived from it.

5. Apply early, and if you don’t get in at first, appeal the decision or plan to transfer
Applying early can increase your chances of getting in. Don’t wait until a day before your deadline; send your application materials in as soon as possible. There are more spots and fewer applicants at the beginning of the admission process. As the deadline draws closer, there are more applicants and few spots to fill. If you don’t get in to the school of your choice, then consider appealing the decision. If that doesn’t work, you can always go to a junior college, complete your general education requirements and the transfer in two years.

If you plan ahead and dedicate yourself to achieving your goals, then there’s nothing to prevent you from getting into the college of your choice. Whether you succeed or fail is entirely up to you.

Review the application entirely. This is the first step in avoiding the disqualification of your application. Read over it before filling or signing anything. Review the requirements to complete, submit the application along with whatever supplemental documentation might be required. This can include, but is not limited to, transcripts, and essays. Make sure that you have plenty of copies of these documents handy to send off with all of your scholarship applications.

Do not confine your eligibility to one scholarship application. Find many academic scholarships for which you might be eligible. Apply for all of them. You might not make the finalist list for one, but you will for others. Give yourself as many opportunities as possible to get that free money!

When you have an application, fill it out completely. Make sure you have read it through and provided complete and accurate information. There are countless applications that are disqualified because the applicant cannot be contacted with the given information. Make sure to be very observant of what you are typing or writing and maybe even ask a friend or family member to proofread the items for you.

Another common mistake when completing applications is to apply for scholarships for which you are not eligible. This wastes your time, the evaluating committee’s time and that certainly won’t get you a scholarship, especially if you do not have the proper required credentials.

Remember, you are trying to apply for an academic scholarship. The application is your chance to shine! Check for completeness, grammar, spelling, accuracy and that you have all the right supporting documentation. Do not include things that have not been required, such as a photo of yourself or a non-essential essay. Many academic scholarships are reviewed by committees of people who review applications. They won’t read anything that isn’t part of the application. The application phase shows that you are organized, punctual and capable of following directions. Show them what you’ve got and they will show you the money!

This is not to say that smaller schools have no prevalent Greek life. It may be the only choice to have any social life at all. Larger schools with bigger student populations offer other possibilities for friendship and outside school activities. Variations in Greek life are so wide it is best to consider the most basic pros and cons and then apply them to your own situation.

Housing is most often a big pro in the Greek life. Rushing (or joining) a fraternity or sorority can provide you with a large dorm house full of all the comforts of home. While not all schools have housing for the frats it can be a great alternative to dorm rooms. You share housework and responsibilities with your house brothers or sisters and get a general feeling of family that is hard to find away from home.

The Greek system has established itself to build better people through athletics, leadership building activities, community service, scholarship and most widely publicized – social life. They spend as much or more time on charity and community events as on socializing and partying. Membership in Greek organizations offers students opportunities to develop strong leadership potential by heading up various charitable projects for school and community. Membership can also provide students with lifetime friendships and future professional connections because Greeks have a reputation of staying loyal for years after graduation.

The Greek system offers fantastic ways to help students in their academic careers. A major goal of Greek life is to help and encourage pledges and members in achieving their absolute highest academic potential. Greek organizations give academic support programs such as national and local scholarships and grants, personal incentives and awards, workshops, tutoring and study sessions.
The social life of Greeks has been widely publicized in movies like Animal House, and although it’s not all fun and games there is a fair amount of fun. Greeks are active in their schools and communities and never have a drought of events to attend.

Consider your alternatives and the presence and character of the Greek life in your school before rushing a fraternity or sorority. But chances are, you’ll find something you like.