When applying for financial aid for undergraduate, graduate or professional degree programs, you’ll likely hear a lot about scholarships touted as being renewable for a year or two at a time.

While scholarships and other forms of non-loan financial aid do have the ability in some cases to renew, student loans generally do not. At least, not in the conventional understanding of the term “automatically renew.”

Meaning, you will probably not receive the exact amount every year, and it will require at least a cursory update of information to the lender, whether it’s the federal government or a private lender.

Starting with federal student loans: the aid definitely does not automatically renew every year. It does not simply replenish every year because the amount you receive depends on your family’s current financial situation and updated government legislation.

So, a renewal of your FAFSA (Free Application For Student Aid) every year is necessary. An online personal identification number will be sent to returning students each year for online applications, or a student will be required to fill out a paper renewal to make the changes.

Private loans may require a less rigorous change process each year or semester, but there will still be some, for many of the same reasons a federal loan does, minus the federal guidelines.

Financial aid need needs to be evaluated each year or semester to account for a student’s evolving circumstances, as well as that of the economic and legislative environment, to make sure there is fairness in distribution of the aid.

A student’s tuition, housing or expenses might go up one year or semester, making it necessary to increase their aid amount. He or she might have become eligible or non-eligible for scholarships, grant programs or work-study situations that might impact the amount of money needed.

Additionally, his or her family finances could alter slightly or dramatically, making adjustments in the FAFSA or private loan calculation necessary.

Academic progress is an important factor in determining a student’s aid package each year, especially with regard to federal loans. If a student does not maintain a satisfactory grade point average, course load or has some disciplinary actions taken against him or her, aid could be restructured.

Funding and allowances from state, federal and university endowments might change, making the amount of funding from these sources fluctuate and the need to pull money from other private or federal sources necessary.

So, when considering your financial aid needs, remember that they are not automatically renewed each year, although major pieces of information (name, social security number, credit history, tax history) remain on your permanent file and the bulk of your initial information will probably not have to be redone.

Be sure to stay organized and aware of any “new” or “renewal” application dates, and submit all your paperwork on time. This will ensure a smooth financial aid transition throughout all the years you are in school, and be as close to an “automatic renewal” as possible.

Admissions, financial, future, paying for college

Maybe you’re considering getting a degree from an online university. Maybe you’ve just earned one and in preparing to apply for new jobs that will make the most of it, you’re wondering whether or not prospective employers will see your resume and have bad associations with your online degree. In a word, the answer is no.

Employers who require employees to have a college degree care that you have one from somewhere. Traditionally, there are about 20 colleges in the United States (the Ivies and a handful of other prominent schools) that make employers sit up and take notice about where your degree came from. If you did not attend one of these places, you are like most people, who find that the name of their school is less important to their employers than how they performed academically, and what they studied.

In fact, your online degree may set you apart in a positive way from the rest of the pack of applicants. Successfully obtaining your degree online tells prospective employers that you are a person who will get the job done even when no one is looking. Online degrees testify that their recipients are self-motivated individuals who are capable of managing multiple priorities. And whatever job you’re applying for, rest assured that those are two qualities all organizations prize.

Furthermore, online universities are becoming more and more popular. While your online degree can set you apart in the aforementioned ways, you should have no fear that it will stigmatize you. Each day, it becomes more and more likely that the person you sit down to interview with may have attended the same online school that you did!

Another benefit of the online university experience in the eyes of employers is that it is designed in large part for working professionals. The fact that you’ve made it through an online degree program tells your prospective employer that you have had intense exposure to the types of collegial interactions you will face in the working world. Online universities emphasize and develop the ability to work with others, to manage and meet deadlines, and to be responsible for learning on your own. When you consider all of the things a degree from an online university says about you, you should realize that you’re more of a proven commodity, a “safer” hire than recent graduates from brick and mortar universities.

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Physician and medical assisting is a key element of the evolving health care system. Physician and medical assistants lighten the load of the managing physician, act as the physician’s eyes and ears for at least the initial visit and help keep costs down for not only patients but insurance companies. With the aging population and the sheer increase in patient numbers, the demand for physician and medical assistants will continue to grow. The difference between working in physician and medical assisting is that the medical assistant is responsible for clerical and clinical duties. The physician assistant, on the other hand, not only manages medical assistants but can write prescriptions, make diagnoses, record medical histories, read x-rays and examine patients.

Studying Physician and Medical Assisting

To earn a degree and work in physician and medical assisting, two years of schooling is generally required plus hands-on experience in a health care environment. Accredited programs are generally associated with medical schools. Most physician and medical assisting students have a bachelor’s degree and some programs require it. Prerequisites such as math, biology, psychology, English and chemistry should be taken before applying to any physician and medical assisting program. A typical physician and medical assisting program consists of courses in pharmacology, medical ethics, human anatomy, geriatrics and disease prevention. There is also a clinical element in which the student works under supervision in areas such as emergency medicine, surgery, obstetrics and gynecology.

Working in Physician and Medical Assisting

It is not possible to work as a physician assistant or medical assistant unless you pass the Physician Assistants National Certifying Examination and graduate from an accredited program. Just as doctors can specialize in a preferred area of medicine, so can physician and medical assistants. Some specialty areas include internal medicine, pediatrics, emergency medicine and surgery. Physician and medical assistants often work in hospitals, offices, medical facilities and public clinics.

Online Continuing Education in Physician and Medical Assisting

While there aren’t accredited programs online for physician and medical assistants, there are online programs for degree completion and continuing education once certification has been achieved. Many working in physician and medical assisting will complete master’s degrees online and further specialize in such areas as public health or administration. Many universities offer online and distance learning programs for these purposes.

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Have you started applying for your scholarship yet? No? WHY NOT!?! This is free money for your education. Following these quick and easy steps will help make this process painless.

First, Eliminate the Scholarships That Don’t Apply To You
There are many scholarships available for people who want to attend college. The most practical approach to winning the money you need or want to go to school is to do some research and figure out the scholarships for which you’re eligible. Because of the overwhelming amount of scholarships out there, you will save yourself a lot of time and potentially wasted effort if you identify at the outset of your process which scholarships just don’t apply to you.

Next, Make A List of the Scholarships That You Are Most Likely To Receive
Once you’ve eliminated the list of scholarships that have nothing to do with you, you’ll probably see that the amount of scholarships is still pretty large. Of course, this is basically good news, but if you are eligible for a very large number, the clock might run out on you before you have a chance to apply to them all. To mitigate this possibility, take your research skills in a different direction by learning about the scholarships you could apply to and prioritizing the ones that you most would like to receive, and/or have the best chance of receiving.

Look Around — Are There Experts Available To You Who Can Help You In Your Quest?
The above tasks may sound daunting. Before you get too overwhelmed, ask yourself if there is someone who could help you make sense of all of the scholarships. If you are still in high school, before you do anything, you should make an appointment with your guidance counselor and let him or her help you figure out which scholarships might be the best for you, as well as which ones you are the likeliest to be awarded. If you’ve been out of high school for a while and are looking to get that college degree, chances are there’s someone in your current circle of friends, maybe someone who’s already been to college and been through this, who can help you cut through all the paperwork to get to the scholarships that are best for you.

Don’t Forget The Internet When It Comes To Tracking Down Scholarships
There are a number of Web resources at your disposal to aid you in your search for money for college. For example, Fastweb.com is a very popular site devoted to helping people match them up with scholarships for which they’re eligible. A great feature of a site like Fastweb.com is that once you enter your profile information on the site, it will e-mail you with news about upcoming scholarship deadlines.

And of course, regardless of how you find out about your scholarships, as soon as you determine which ones you’ll go after, the most important thing is to request the application materials and complete them as soon as possible.

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Most college and universities start their summer break in early to mid-May. The return date is usually in August or September. There is a drastic difference between having a full schedule of classes, studying and paper writing and then having nothing to do. What do you do with all of this free time? There are many ways to fill the time during your summer break.

Signing up for a few hours of summer school might be a great way to pass the time while earning some additional credits towards your degree. It might make your degree plan a little easier and get your college career over a little sooner. Check with your college or university to see if you might be able to go back to your hometown, take credits at a community college and transfer the credits back to your school. This might make it easier to get some of your prerequisite classes out of the way and be home to visit with friends and family.

If you have decided not to earn any school credits over the summer, then take the opportunity to go home. Visit family and friends. Spending time with family will be important because if you are not going to school in your hometown, time with family is especially precious. Summer offers several opportunities to have large gatherings like Memorial Day or Fourth of July.

Summer is a perfect time to catch up with old friends from high school or your hometown. Start in the first part of the year, talk to your old friends and arrange a get together. Take the time to suggest a group vacation. The options are endless, you could go camping, on a cruise, skiing or go exploring overseas.

No matter where you land during summer break, a great option is to get a summer job. Working during the regular school term can be difficult and money can get tight. Most students tend to be on tight budgets. A summer job can be a good opportunity to make some cash that will get you through the year. Check with theme parks, local shopping malls, country clubs and daycare centers, or check in with the campus career center to find out about available summer employment.

Summer break presents lots of options for each and every type of student. Depending on your preferences and what your total overall goals are, the above suggestions should give you some ideas to get started on your planning.

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